Mortgage Interest Rate Trends Explained In New Loan Love Video

SAN DIEGO, July 19, 2013 /PRNewswire-iReach/ -- is a borrower advice website that provides detailed insights into the mortgage industry in a fun and entertaining way. The team at is devoted to help empower both first time and experienced homeowners with valuable resources, first-class knowledge and connections to top-rated industry professionals and has the mission of helping consumers and borrowers to obtain the latest information on mortgage lending trends, the real estate market and the U.S. financial landscape in order to help them obtain a home loan that they will love. A recently posted video from can help borrowers to understand the current mortgage interest rate trends so that they will be able to make the best decision when it comes to locking in their loan rate.

The video is hosted by a lively young woman who delivers her advice in the typical Loan Love way. She starts off saying: "I'm here to talk about interest rates and, no, not my interest rate in shoes, although that IS a very big topic that can be covered."

The video explains, "Now, seriously, the real question is – will interest rates go up or down? The answer to that question hides in three different indicators. The first one is GDP (aka Gross Domestic Product). It reflects the dollar amount of all goods and services that were produced and sold by companies located in the U.S. in that time. Statistically, the economy grows about 2.6 percent per year, which causes interest rates to rise.  The second one is CPI, the Consumer Price Index. A high CPI equals high interest rates and vice versa – low CPI = low interest rates. The last one is Payroll Employment, and again higher numbers can cause interest rates to rise and lower numbers to fall."

The GDP, CPI and payroll indicators are coincident indicators, meaning they respond quickly to shifts in the economy. This is in contrast to the unemployment rate which lags behind the economy; shifts in unemployment do not have an immediate impact on the economy and their effect on inflation is delayed. has written many articles on this topic and those who would like to know more can simply visit the "Interest Rates" category on the website's home page.

Interest rates have been consistently rising, following the path of these three solid predictors of interest rate movement. Those who have been following the financial news will have noticed this trend, and many of them will have locked in their home purchase or refinance rates already. Those who have not done so yet would be well advised to take advantage of the current rates before they rise any higher.

The video ends with the host saying: "These are consistent indicators, unlike my interest in men, so you should probably keep an eye on them!"

For more information on these interest rate indicators, please visit

Media Contact: Kevin Blue,, 949-292-8401,

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