Mortgage Interest Rate Expectations - Loan Love Explains How To Predict Whether Rates Will Go Up Or Down

SAN DIEGO, July 9, 2013 /PRNewswire-iReach/ --, a website with the mission of helping consumers and borrowers to obtain the latest information on mortgage lending trends, the real estate market and U.S. financial landscape in order to help them obtain a home loan that they will love, helps their readers to understand mortgage interest rate expectations and how they are calculated. The team at is devoted to help empower both first time and experienced homeowners with valuable resources, first-class knowledge and connections to top-rated industry professionals. To fulfill this goal is continually updating their website with new articles and guides. The new guide continues to help new and experienced homeowners get a good grasp of how interest rates will move so that they can plan accordingly.

The Loan Love article explains: "Especially in recent years, it seems like the news is always full of stories about the economy and the indicators that help evaluate it. Although it may seem these news stories are intended to do little more than cause anxiety (or boredom), in fact, these indicators can give consumers a fairly good idea of whether interest rates are going to rise or fall – and that can be very valuable information to anyone interested in buying or refinancing a home." The article then goes on to give some advice as to how to predict how interest rates will change. It says: "If you're trying to determine if now is the best time to lock in a rate, you might want to take a look at the following three indicators to get an idea of how interest rates are likely to move. These 3 things are solid predictors for when interest rates go up or down."

The indicators mentioned in the article are the reports on the Gross Domestic Product (GDP), Consumer Price Index (CPI) and Payroll employment. The GDP, CPI and payroll indicators are coincident indicators, meaning they respond quickly to shifts in the economy. This is in contrast to the unemployment rate which lags behind the economy; shifts in unemployment do not have an immediate impact on the economy and their effect on inflation is delayed. By understanding how these three reports affect mortgage interest rates, homeowners and future home loan borrowers will be able to determine when the best time to take out a loan or refinance their current home loan would be.

The Loan Love article explains each of these indicators in detail, so that home loan borrowers will know what to look for when they see news pertaining to any of these economic reports. The article ends with this piece of advice for loan borrowers: "Next time the news shifts to the economy, don't let your eyes glaze over or your mind wander: Keeping an eye on these rates and understanding what they mean can help you decide whether to lock in a rate now or whether to hold tight, which can end up saving you lots of money in the long run."

For more information on these three indicators and how they can help you to find the right time to lock in your mortgage interest rate, please visit for the full article.

Media Contact: Kevin Blue,, 949-292-8401,

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