LoanSafeMods: Single Mother's Review Exhibits the Power of Utilizing The REST Report

SAN DIEGO, March 18, 2013 /PRNewswire-iReach/ -- offers the REST Report and other services to homeowners who are searching for tools to get their mortgage modification applications approved. The REST (Real Estate Services and Technology Report) uses current data from government and proprietary loan modification programs in order to evaluate the homeowner's loan situation and determine what they can qualify for.

A new REST video review by single mom Linda, of Oceanview, California, exhibits just how helpful this third party analytics tool can be when dealing with lending institutions and problematic applications.

Linda, like many other homeowners, spent a long time trying to get her loan terms modified on her own. She spent nearly two years applying and reapplying for the modification, and each time she was met with disappointment and frustration as she would do the work and crunch the numbers only to have the bank tell her a few months later that she had to resubmit the package.

Linda says in the video, "It was so perplexing to me because I had enough income, I had all the criteria and they kept telling me 'You have to resubmit, it's been three months. You have to send in a new application.' I think I applied at least 3, maybe 4, times!"

Not only was the mortage modification process tedious and frustrating, it was actually quite scary for Linda, as she was never sure whether she would be able to keep her house or not.

Linda says, "I have a little girl and she's been here all her life, born and raised, and this where we live! This is our garden! This is our little home! This is where we want to be! But we were in limbo the whole time. We had no idea what was going on and it was just scary to think we'd be out the door anytime."

After two years of this, Linda finally found the REST Report and hoped that it would help her to at least undersand the situation better. She was not dissapointed with the results.

"I was really excited when I saw that I qualified in the REST report because no one at the bank would tell me what was going on. And there it was, in black and white. The numbers made sense so it was just a matter of getting it to the right person at the bank and it was a done deal within a few weeks."

From paying nearly $3,000 each month, now Linda only pays around $2,100. Many others have had similar results when using the REST.

The Report is something that can be used as solid proof of the validity of the basis for a modification. It can help to speed the processing time for most lending institutions, and can even be used as evidence if the homeowner ever needs to take the lender's decision to deny their application to court.

Now, sitting in her sunny garden, Linda can finally have some peace of mind. "Iwant to thank you guys so much," she says, "The REST Report saved my day. It made everything great for my daughter and myself, so thank you so much!"

For more information on REST Report products and more user reviews, click here.

Media Contact: Patrick Miller,, 1-800-519-1887,

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