Interest Rate Trends 2013 Explained In New Loan Love Video

SAN DIEGO, July 21, 2013 /PRNewswire-iReach/ -- is a borrower advice website that provides detailed insights into the mortgage industry in a fun and entertaining way. The team at is devoted to help empower both first time and experienced homeowners with valuable resources, first-class knowledge and connections to top-rated industry professionals and has the mission of helping consumers and borrowers to obtain the latest information on mortgage lending trends, the real estate market and the U.S. financial landscape in order to help them obtain a home loan that they will love. A recently posted video from can help borrowers to understand the mortgage interest rate trends 2013 has been experiencing so that they will be able to make the best decision when it comes to locking in their loan rate.
As with everything Loan Love produces, this new video has its own unique flair. The host, a young woman who admits to not usually being familiar with financial terminology, starts off by saying: "I'm here to talk about interest rates and, no, not my interest rate in shoes, although that IS a very big topic that can be covered."

She says that while she is not really good when it comes to the economy and financial terms, and admits that they actually "bore her to death", she realizes that sometimes she has to take these things more seriously, especially if she were planning to buy a house or refinance a mortgage. She says:

"Now, seriously, the real question is – will interest rates go up or down? The answer to that question hides in three different indicators. The first one is GDP (aka Gross Domestic Product). It reflects the dollar amount of all goods and services that were produced and sold by companies located in the U.S. in that time. Statistically, the economy grows about 2.6 percent per year, which causes interest rates to rise.  The second one is CPI, the Consumer Price Index. A high CPI equals high interest rates and vice versa – low CPI = low interest rates. The last one is Payroll Employment, and again higher numbers can cause interest rates to rise and lower numbers to fall."

These indicators are solid predictors of whether interest rates will go up or down. Those who are planning to refinance or purchase a home should keep track of these indicators so that they will know how to proceed with their plans and get the best mortgage rates. has posted a number of articles on this topic, so borrowers who want more information can easily look of the details on their website.

The Loan Love video ends with the host stating that: "These are consistent indicators, unlike my interest in men, so you should probably keep an eye on them!"

For more information on these interest rate indicators and for more valuable home owner advice and tips, please visit

Media Contact: Kevin Blue,, 949-292-8401,

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