SAN DIEGO, Sept. 13, 2013 /PRNewswire-iReach/ -- LoanLove.com is a borrower advice website that provides detailed insights into the mortgage industry in a fun and entertaining way. The team at LoanLove.com is devoted to help empower both first time and experienced homeowners with valuable resources, first-class knowledge and connections to top-rated industry professionals and has the mission of helping consumers and borrowers to obtain the latest information on mortgage lending trends, the real estate market and the U.S. financial landscape in order to help them obtain a home loan that they will love. Home buyers can also find a number of valuable resources on the website when finding all about mortgage loans and home property. Their newest article helps home buyers with the basics on house buying tips and what to look for when acquiring a new home. Following these basics, home owners can make the best out their home inspection enquiries and find a suitable home for their financial capabilities.
The Loan Love guide, titled "Super Useful Home Buying Checklist (Free Download)" starts off with the following: "Buying a home is a huge commitment and investment, so it makes sense that before you close on the sale, you want to be sure you know what you're getting into. That's what doing your due diligence is all about, and a home buying checklist will save you stress and make your life easier. And while it'd be nice to be able to learn all you need to know at the first home tour, really doing your homework takes – well, work. There are a lot of factors to consider and it's easy to forget to ask about stuff that's actually kind of important. To help you gather all the info you'll need, here are a few items that are often overlooked –"
As the article suggests, there are four main components every future home buyer should consider when seeking a new home. First, home buyers should seek out a home's certificate of occupancy, or C.O. for short. This can be accomplished by making an inquiry to local construction officer and asking for a walkabout through the house. If the option is not available, home buyers should ask their home inspectors for the requirements of getting a C.O. of a home. Acquiring a C.O. can spare home owners from unwanted surprises that may arise after purchasing a home.
Second, it is recommended that home buyers get acquainted with knowing real property and personal property and their differences. After the initial purchase of a house, items such as a refrigerator that are permanently attached to the house are considered real property. On the flipside, items that are not be included with the purchase of a home is considered personal property. Asking a real estate agent can help determine what items in a home are considered reap property or personal property. Reading the contacts fine print should also spell out what's included.
Next, home buyers should get to know their potential neighbors beforehand. Checking out the neighborhood during the on and off hours can help home buyers get a good feel of the place. Usually home buyers can adjust to a home during the open day hours, but as the Loan Love article states, to get a true feel of the neighborhood home buyers must get to know their neighbors and the flow of activity through all days of the week. It is generally considered a good idea beforehand to know of any possible unsavory neighbors, including sex offenders. Checking online for sex offenders by visiting the National Sex Offender Public Website is generally considered a good idea.
As one final tip, the Loan Love article mentions that home buyers should really get to know their neighborhood's layout. "Drive around the few blocks surrounding the home: Are there businesses in the area? Do they make a lot of noise? Even rural areas can have concerns like pesticide use and animal odors as well as noise from farm machinery or wind and solar farms. Visit at different times to learn about potential disturbances and consider calling the local government offices to learn about businesses and ask about business zoning that may allow future business development in the area" advises the article.
Knowing these tips can save home buyers from having a hard time in the future with the purchased home. The Loan Love article also includes a download of a home buyer's checklist directly from the United States Department of House and Urban Development. To read more on house buying tips and the home buyer's checklist download, please visit LoanLove.com.
Media Contact: Kevin Blue, LoanLove.com, 949-292-8401, firstname.lastname@example.org
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