SAN DIEGO, Sept. 17, 2013 /PRNewswire-iReach/ -- LoanLove.com is a borrower advice website that provides detailed insights into the mortgage industry in a fun and entertaining way. The team at LoanLove.com is devoted to help empower both first time and experienced homeowners with valuable resources, first-class knowledge and connections to top-rated industry professionals and has the mission of helping consumers and borrowers to obtain the latest information on mortgage lending trends, the real estate market and the U.S. financial landscape in order to help them obtain a home loan that they will love. Customers can experience the many features provided by Loan Love that can help in finding the best in mortgage rates and home property. Their newest article gives insight into invaluable home buying tips with a home inspection checklist. The new article, titled "Super Useful Home Buying Checklist (Free Download)" helps home buyers in finding and deciding on a suitable home within their financial capability by showing them what to search for when scouting for a new home.
The Loan Love guide begins by giving this statement: "Buying a home is a huge commitment and investment, so it makes sense that before you close on the sale, you want to be sure you know what you're getting into. That's what doing your due diligence is all about, and a home buying checklist will save you stress and make your life easier. And while it'd be nice to be able to learn all you need to know at the first home tour, really doing your homework takes – well, work. There are a lot of factors to consider and it's easy to forget to ask about stuff that's actually kind of important. To help you gather all the info you'll need, here are a few items that are often overlooked"
As such is stated, there are a few keys things the Loan Love article recommends home buyers consider doing before making a final call for buying a new home. The first tip the article suggests to home buyers is to first search for a C.O., short for certificate of occupancy. This is an important step for home buyers who don't like being surprised by payment costs missed after closing. One way a home buyer can avail on their C.O. is to go directly to a local construction officer and ask for a walk-through of the property and see what is necessary to get a C.O. If not, home buyers should ask their home inspector for the requirements to attaining a C.O.
The article also proposes that home buyers get to know the difference betweenreal property and personal property. On one hand, real property is usually considered the tally of items and furniture included in a home after closing a purchase, whereas personal property are all the items that may not be attached to a home. A home buyer can ask their real estate agent and make sure the contract specifically states which items are real or personal property.
Another tip offered is to get to know your neighbors before anything else. "All those open houses and daytime tours are great for getting to see the property itself, but to really get a feel for the neighborhood and the people who'll be living nearby, be sure to visit the neighborhood at off times, too, like later in the evening and on weekend days and nights. What seems like a typical suburban neighborhood Monday through Friday could turn out to be party central on weekends. Also check online for possible sex offenders who may be living in the area by visiting the National Sex Offender Public Website" says the Loan Love article.
Lastly, a tip from the article advises that home buyers get to know the layout of their neighborhood; Is it near noisy and congested areas? What about certain anomalies around the neighborhood? Home buyers seeking to make the best out of their home planning should learn about the surrounding area around their home and check for disturbances. Visiting at different times of the week and going by the local government offices to check on any business zoning plans can help home buyers get a good feel of the neighborhood.
These are just a few tips provided in the Loan Love tip guide. As a last offering, the guide provides a link to a informative home buying checklist straight from the United States Department of House and Urban Development. To read more on the home inspection checklist and download, please visit LoanLove.com.
Media Contact: Kevin Blue, LoanLove.com, 949-292-8401, firstname.lastname@example.org
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