SAN DIEGO, Sept. 11, 2013 /PRNewswire-iReach/ -- LoanLove.com is a borrower advice website that provides detailed insights into the mortgage industry in a fun and entertaining way. The team at LoanLove.com is devoted to help empower both first time and experienced homeowners with valuable resources, first-class knowledge and connections to top-rated industry professionals and has the mission of helping consumers and borrowers to obtain the latest information on mortgage lending trends, the real estate market and the U.S. financial landscape in order to help them obtain a home loan that they will love. Home buying can be a huge leap for home buyers and their financial standing, and attention to detail is a must when finding a new home. Fortunately, Loan Love has provided home buyers a solution with a simple new article giving a home buying checklist for their house finding needs.
Titled "Super Useful Home Buying Checklist (Free Download)", the Loan Love article gives a rundown on the things every home buyer should consider before pushing through with a house tour. Doing background research on a home can help buyers avoid being weighed down by problems usually missed when scouting for a home. Loan Love brings attention to the four important details that are overlooked but can save home buyers trouble later.
First, every customer seeking to buy a home should get to know their C.O. requirements. A C.O., or certificate of occupancy can be acquired by talking directly to the local construction officer and letting them do a walkthrough the home property itself to find the requirements. If that's not possible, every home buyer should make sure to ask their home inspector for requirements to get attaining a C.O. and avoid unpleasant surprises in the future after closing.
"Know what's included – and what's not: Do you know the difference between real and personal property? In a nutshell, items that are more or less permanently attached to the house are usually considered real property and are included in the sale; items that aren't attached – like a swingset or refrigerator – may not be included. If you aren't sure, ask your real estate agent and make sure the contract spells out what personal property is included and what's not" the Loan Love article further goes over.
Also, every home buyer should get to know their neighborhood's occupants before making a purchase. Knowing what the neighborhood is typically like can help buyers understand what the neighbors are like. The article suggests doing rounds around the neighborhood not just through daytime, but through nighttime as well. Getting to understand the neighborhood's occupants can give a better understanding of the neighborhood and avoid any rude awakenings. It is also advised to be wary of neighbors with a criminal record, such as possible sex offenders. Checking a database for sex offenders can be vital to making a home purchase.
As a final tip, the Loan Love article also recommends home buyers get to know their neighborhood first before closing in on ahome deal. On assessing the neighborhood, the article states: "Are there businesses in the area? Do they make a lot of noise? Even rural areas can have concerns like pesticide use and animal odors as well as noise from farm machinery or wind and solar farms. Visit at different times to learn about potential disturbances and consider calling the local government offices to learn about businesses and ask about business zoning that may allow future business development in the area."
To help future home buyers recap on home buying checklist, the article has also included a download giving a helpful home buyer's checklist directly from the United States Department of House and Urban Development. To read more on the home buying checklist and the download, please visit LoanLove.com.
Media Contact: Kevin Blue, LoanLove.com, 949-292-8401, firstname.lastname@example.org
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