Credit Repair Law Firms Vs. Agencies - Loan Love Distinguishes Advantages Of Each

SAN DIEGO, April 22, 2014 /PRNewswire-iReach/ -- is a borrower advice website that offers in-depth information on home loans that experienced home buyers can benefit from in an easy-to-understand and entertaining way that even first-time borrowers will be able to grasp. The team at is devoted to helping empower both first time and experienced homeowners with valuable resources, first-class knowledge and connections to top-rated industry professionals and has the mission of helping consumers and borrowers to obtain the latest information on mortgage lending news, the real estate market and the U.S. financial landscape in order to help them obtain a home loan that they will love. Having an spotless credit score will often open doors for loan borrowers who are seeking out the perfect loan. Bad credit however, can be difficult to repair once it's been rooted. Loan Love's new article does point out however that loan borrowers can find different ways to repair credit, such as credit repair law firmsand agencies.

This new article from Loan Love, titled "Credit Repair Attorney vs. Agencies (Your Best Option?)" helps loan borrowers by weighing their options to a speedy credit recovery. Life happens. "For more and more prospective home owners, life events like divorce, job loss and unexpected medial bills overshadow their hopes of obtaining a future mortgage. While there is no substitute for time when it comes to repairing dings to your credit report, most consumers still look for help in accelerating the process" says Loan Love's article.

Fundamentally, the article points out that a loan borrower has three options when it comes to repairing credit: acquiring assistance from a credit repair attorney, seeking out a credit repair agency or waiting out the time. The article then goes on to give the advantages of each, which on credit law firms it states: "Perhaps even more important, a credit repair attorney is more likely to have the ability to take fullest advantage of the Fair Credit Reporting Act, the primary law that protects you from unfair practices of the credit industry." On the plus side, working with a credit law firm can enable loan borrowers to take advantage of the all legal practices available which an attorney will guide the borrower through.

Loan borrowers looking into credit repair agencies on the other hand may want to be wary when working with one. It is important to note that loan borrowers shouldn't be lured by the "non-profit" status some of these agencies have. Even with the promise of reducing bad credit score, some credit repair agencies may susceptible to impractical acts such as spamming credit bureaus with letters addressing all the bad credit score on a loan borrower which can lead to the efforts being dismissed as frivolous and may impact a credit score negatively. Loan borrowers should take to study a credit repair agency and check their legitimacy before working with one.

And lastly, but certainly not the least, loan borrowers can passively improve credit score by simply waiting it off; Credit score over time will slowly repair itself as long a loan borrower is not racking up a debt. Loan Love advises loan borrowers to pay off their debts as soon as possible and not to be fickle with their money. Borrowers consistent with their bill payments will start to notice their credit repair rise over time to more comfortable levels.

To get a more extensive look at the pros and cons of both credit repair law firmsand agencies, please visit to view the complete article.

Media Contact: Kevin Blue,, 949-292-8401,

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