SAN DIEGO, April 25, 2013 /PRNewswire-iReach/ -- As mortgage rates continue to stay near the record lows of last November, when average mortgage interest rates for 30 year fixed rate loans dropped as low as just 3.31%, more and more people are deciding that now is the best time to refinance their home or purchase a new home. Blue Loan Services can help clients take advantage of this great opportunity by providing a wide range of loan products, expert advice from the team of mortgage professionals and some of the lowest wholesale rates available.
Clients of Blue Loan Services will find that a home refinance will not only help improve their current terms and rates, but it can also give them a chance to change the type of loan they are in, thus increasing their loan payoff time. By replacing their existing home loan with a new home loan with better terms, homeowners will have the opportunity to get cash back from the equity they have built in their homes. This equity can be useful in improving the homeowner's overall financial well being, helping to pay off high interest loans or debts, such as credit card debt.
Those interested in pursuing a home refinance can easily look up the current rates by visiting the website and using the live pricing system for a free mortgage rate quote. They can apply to find out exactly how much Blue Loan Services can lower their mortgage payments, how quickly they will be able to close the loan, and how they can improve their credit scores.
Those who have decided to use this opportunity to purchase a home will also find the services of the company very helpful. For those who are not sure where to start when purchasing a home, the team of mortgage professionals at Blue Loan Services can help them through the process. If they are not sure how big of a home they can afford, what kind of payments would fit within their budget or what type of loan programs are the right ones to choose, Blue Loan Services can help.
Even first time buyers have many options when it comes to purchasing a home. A properly structured home purchase loan will allow clients to get the homes they want at payments that will fit their budgets. The Blue Loan Services team can help facilitate the purchase of a house in a number of ways. They can help clients to get pre-qualified for a loan so that when they do find the right house they can move quickly to secure it. They can help clients to decide on a home price range that is acceptable, as well as figure out how much the homeowner would be able to afford in monthly payments.
Blue Loan Services can even help direct their clients to a realtor that can help them find their ideal home in their area. And lastly and most importantly, they will help potential homeowners to find the right loan programs that will meet their individual financial needs and long term vision when it comes to home ownership.
For more information on refinancing or purchasing a home, please visit Blue Loan Services by clicking here or call 1-888-929-BLUE (2583) to speak to a professional loan officer today.
CA Dept of Real Estate -- Licensed Broker #01094374 NMLS #938365
Media Contact: Brandon Blue Internet Business Inner Circle, 1-888-929-BLUE (2583), firstname.lastname@example.org
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SOURCE Blue Loan Services